Our base policy provides Comprehensive coverage and Replacement Cost settlement on the Unit Owner’s Building Property (UOBP), and Broad Form perils and ACV settlement for Personal Property.
Your customers can customize their policies with a variety of optional endorsements, including Water Back-Up of Sewers or Drains or Identity Fraud Expense Management. They also have the option to schedule their personal property if they choose.
Our base policy loss settlement method is Replacement Cost for UOBP and Actual Cash Value for Personal Property. Customers can purchase an optional Replacement Cost endorsement for their Personal Property if they choose.