Rental Property Student Housing

Many Personal Lines companies won’t accept Student Housing, but Foremost will. There’s about eight million students that may be living in student rental housing attending American colleges and universities, that’s a big chunk of business for your agency!

Grey couch, plant and coffee table


Your customers can choose from two packages: our Landlord Package or our Landlord Platinum Package. Or they can start with Coverage on the Dwelling (Coverage A), and then customize their policy by adding coverages and endorsements. If the property is vacant between semesters – no problem! With Foremost’s Landlord Platinum Package, you can extend the Vacancy clause to 90 days.


  • Have more than one property insured with Foremost
  • Are members of a Landlord Association
  • Use a Property Management Company
  • Have a strong credit-based insurance score
  • Are claims free
  • Own a newer home


Some of you might turn to an E&S carrier or a General Agency, but we think we’re the right choice for this business. Why Foremost? Because making the Foremost Choice means Ownership of Expirations remains with your agency, we also process the renewal and send it directly to the customer, and Foremost is admitted, which means customers are protected by the state guarantee fund. And, Foremost will accept a property that’s written in the name of an LLC – many other companies won’t.

Not all products, coverages or discounts available in all areas.

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