THE FOREMOST STORY ®
Discover how you can help your customers live confidently with a product powerhouse behind you.
WHY FOREMOST
For more than 70 years, Foremost® has built its reputation by insuring real-world risk — the homes, vehicles and properties that require experience, not shortcuts.
We didn't grow by chasing easy; we grew by understanding complexity. That discipline now powers our Home and Auto coverage, designed for how people actually live. Strong coverage. Straight answers. Real support when it counts.
When it matters most, confidence isn't a feeling; it's knowing you're backed by a company built to protect what you've worked hard to own.
Financial Rating
Foremost boasts a financial strength rating of A (Excellent) from A.M. Best, standing for an excellent ability to meet our ongoing insurance obligations.
Market Stability
As part of the Farmers Insurance Group of Companies®, one of the country's largest insurer groups of vehicles, homes and small businesses, Foremost is among the most stable and longstanding groups of companies in the industry.
Learn how your customers can live confidently with Foremost.
Underwriting Appetite
Foremost has evolved into a true product powerhouse, using our deep specialty expertise to power a broader portfolio, including competitive standard-to-preferred Home and Auto solutions, so you can provide coverage for the whole household with one carrier. Our underwriters and product teams bring decades of real‑world experience, continuously adapting our offerings to meet changing needs so you can confidently place more business with a carrier built for both complexity and scale.
Product Powerhouse
With more than 30 products, Foremost is a single source provider for nearly all your customers' insurance requests. With customizable products, flexible rating plans and numerous discounts, you can help your customers live confidently knowing they have quality insurance coverage for the things that matter most. Check out our entire product line-up.
The Right Coverage for Every Type of Customer
Access a well-rounded suite of personal lines solutions designed to meet both everyday and more complex needs. Foremost offers competitive coverage for standard home and auto, while continuing to specialize in harder-to-place and niche risks.
From vacant and seasonal homes to landlord properties, recreational vehicles and more, our breadth of coverage helps you confidently serve customers with unique situations. This balance of mainstream and specialty solutions allows you to identify new opportunities, expand your reach, and place more business with a carrier built for real-world complexity.
Experienced Underwriters
Foremost underwriters are trained in specific products and are available to quickly process your business. We use our experience in the industry to deliver policies that can be tailored to your customers' unique situations.
Claims Service
Foremost has topped the list on customer surveys when it comes to quality claims handling for years.
24/7 Service
Every Foremost policy automatically includes specialized claims service with 24/7 access to a representative and focused claims handling for your customer.
Catastrophe Relief
In the event of a catastrophe, Foremost quickly and thoroughly tracks the situation and delivers on-site presence to expedite claim handling and provide superior customer assistance.
Agency Support
Our agency support team is here to help you succeed every step of the way. We can even provide hands-on training and marketing consultations!
Easy Processing
Easier is better, right? As an agent, we know you're busy. That's why we aim to make things faster so you can excel with ease.
Foremost offers easy-to-use service solutions with access to online policy issuance, business tracking and customer management for the full policy life cycle. We also offer EFT, claims look-up and more for your customers.
Support When You Need It
You’re never on your own. Foremost provides dedicated support to help you grow and succeed.
- Territory managers offer local guidance and business support.
- Dedicated service teams are ready to assist with more complex needs.
- Find easy access to help on our Contact page.
Tools to Help You Grow
Your success matters to us. We offer industry-leading education, social media guidance and marketing assistance.
PERSONAL LINES PRODUCTS
Products Built for Real Life
Foremost offers a broad range of personal lines solutions designed to meet customers where they are — from everyday needs to more complex situations. Our coverage is flexible and built around how people actually live, not a one‑size‑fits‑all approach.
With more than 70 years of experience, we've grown from insuring specialty risks into a true product powerhouse, combining deep specialty expertise with competitive standard-to-preferred home and auto solutions and a wide range of niche coverage options.
That means you can confidently place business across the household — from primary homes and vehicles to more unique risks like vacant properties, rentals and recreational lifestyles.
BOOK CONSOLIDATION
Simplify and Grow with Book Consolidation
Moving business doesn't have to be complicated. Foremost offers dedicated support to help you consolidate eligible home and auto policies with ease.
- Guided support throughout the process
- Tools to help simplify transitions
- A streamlined experience for you and your customers
It's a smarter way to bring more of your business together while delivering a consistent, confident experience across the household.
Our team does all the work!
You'll be assigned a dedicated book consolidation team and a single point of contact. The team will take care of the work for your agency, including:
- Quoting policies,
- Handling policy issue requirements and
- Sending customer welcome letters, if desired.
To simplify things further:
- You don't need to send us any application signatures.
- No down payment is required.
Get started today! If you're already appointed with us, talk to the Foremost Territory Manager for your area. If you'd like to talk to us about getting appointed so you can take advantage of our book consolidation support, we want to talk to you!
Grow Your Agency
See how Foremost can help your agency become even more successful.